Tips for Choosing the Most Suitable Credit Cards for Your Spending Habits
Tips for Choosing the Most Suitable Credit Cards for Your Spending Habits
Blog Article
Steps to Select the Top Credit Cards for Your Spending Habits
Exploring the credit card perks arena can be overwhelming with so many choices available, each offering different rewards, incentives, and perks. We have streamlined the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Digital payments
- Contactless
- Restaurant spending
- Foreign Currency Spend
- Other expenditures
This information helps us gain insight into your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Enrollment Offers.
We also suggest options for further optimization such as only looking at cards from specific banks or fee-waived cards initially.
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**Ongoing Updates and Suggestions**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your usage patterns and alerts you of changes to optimize your setup to boost your rewards collection. This dynamic approach ensures you always have the best credit card portfolio to achieve the highest returns.
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